Journal

Property insights, in plain English

Market analysis, policy breakdowns and strategy for Singapore homeowners. Clear numbers, no noise, written by me.

Buying a Home for a School: The 1km Rule, the Real Odds, and the Timing Trap

Jun 16, 2026 · 8 min read

How Much Condo Can Your HDB Actually Buy? The Real Cash-Out Math

Jun 16, 2026 · 8 min read

June 2026 BTO Launch: Every Site, and What It Means for You

Jun 14, 2026 · 9 min read

The $455K Flat Nobody Queued For — and the $1.59M One That Sold Out in a Weekend

Jun 12, 2026 · 5 min read

The Mathematics of Meeting Someone Who Just Gets You

Jun 12, 2026 · 3 min read

TDSR, MSR & LTV: How Much Property Can You Actually Afford?

Jun 13, 2026 · 8 min read

Refinance vs Reprice Your Home Loan: Which Saves You More?

Jun 13, 2026 · 7 min read

New Launch vs Resale Condo: Which Is Actually Better?

Jun 13, 2026 · 8 min read

Using CPF to Buy Property: Rules, Limits & the Trap to Watch

Jun 13, 2026 · 8 min read

“Sell One, Buy Two”: Does It Still Work in 2026?

Jun 13, 2026 · 9 min read

Option to Purchase (OTP): Every Step of Buying a Resale Condo

Jun 13, 2026 · 7 min read

HDB Sale Proceeds: What You Actually Walk Away With

Jun 13, 2026 · 7 min read

Freehold vs Leasehold: Which One Actually Holds Value?

Jun 13, 2026 · 7 min read

Can Foreigners & PRs Buy Property in Singapore?

Jun 13, 2026 · 7 min read

Singapore Property Cooling Measures: The Full Timeline

Jun 13, 2026 · 8 min read

Decoupling Property in Singapore: How It Works, Cost & When It Makes Sense

Jun 13, 2026 · 8 min read

Upgrading From HDB to Condo: The Timeline to Move Once

Jun 13, 2026 · 9 min read

How to “Avoid” ABSD When Upgrading From HDB to Condo (Legally)

Jun 13, 2026 · 8 min read

$500,000 Before the Bank Lends You a Cent: The Real Upfront Cost of a $2M Home

Jun 11, 2026 · 5 min read

The 1km School Rule Just Got Stronger: How MOE's Change Affects Property

Jun 11, 2026 · 5 min read

How Much Do You Need to Retire in Singapore? The $1.6 Million Wake-Up Call

Jun 10, 2026 · 5 min read

Salary Rich, Asset Poor: Why a High Income Isn't Making You Wealthy in Singapore

Jun 8, 2026 · 5 min read

Your HDB Got Richer — Did You? What Record Resale Prices Really Mean

Jun 8, 2026 · 5 min read

How to Price Your HDB for Sale: Why I Told My Sellers to Drop $39K

Jun 5, 2026 · 5 min read

Is the HDB Resale Market Finally Cooling? Here’s What Q1 2025 Is Telling Us

Apr 25, 2025 · 2 min read

Navigating Singapore's Property Market Amid U.S. Tariffs: Opportunity or Risk?

Apr 10, 2025 · 2 min read

How BTO & SBF Exercises Impacted the HDB Resale Market in February

Mar 6, 2025 · 4 min read

Why Executive Condominiums (ECs) Are the Safest Entry Point Per Square Foot in Singapore’s Property Market with at least $1 million profit in 2024

Mar 3, 2025 · 5 min read

Singapore Budget 2025: What to Look Out For

Feb 18, 2025 · 2 min read

A Simple Guide to the HDB Resale Timeline (Buyers & Sellers)

Feb 13, 2025 · 4 min read

简单指南：HDB 转售流程（买卖双方）

Feb 13, 2025 · 4 min read

Lease Decay: Is the 99-Year Lease Still Sustainable?

Feb 12, 2025 · 4 min read

The Latest Bank Loan Rates for HDB Resale & Private Homes (Feb 2025)

Feb 10, 2025 · 2 min read

Analyzing the Factors Behind Singapore's Dip in Household Home Ownership from 89.1% to 87.9%

Feb 4, 2025 · 3 min read

Tan Boon Liat Building Up for Collective Sale at $1.15 Billion

Feb 3, 2025 · 2 min read

Why $600K May Not Be Enough and How Real Estate Could Be the Answer

Feb 2, 2025 · 3 min read

3 Critical Factors When Considering CCR Properties

Feb 2, 2025 · 2 min read

To Buy, Sell or Wait: Smart Move or Big Mistake?

Feb 1, 2025 · 1 min read

Is the $16,000 Income Ceiling for Executive Condominiums Still Relevant?

Jan 31, 2025 · 2 min read

Best Entry Price for New Launch Condos in Singapore (2025 Update)

Jan 31, 2025 · 2 min read

5 reasons why Parktown Residences is a great choice

Jan 31, 2025 · 1 min read

Exciting New Property Launches in 1H 2025

Nov 29, 2024 · 3 min read